Bank Cost To Income Ratio

Europe Ranking

in percentSource: IMF

Current Rank	Country	Value	Latest Reading	Previous Rank	Previous Value

1	San Marino	99.92	2013	1	128.12
2 ↑	Cyprus	91.85	2020	3	87.93
3 ↑	Monaco	85	2002	5	78.57
4	Luxembourg	81.52	2020	4	80.57
5 ↑	Spain	78.8	2020	19	65.41
6 ↑	Finland	76.71	2020	13	71.1
7 ↑	Belgium	75.97	2020	45	23.35
8 ↑	Latvia	75.25	2020	24	63.52
9 ↓	Sweden	75.05	2020	7	74.83
10 ↑	Estonia	74.85	2020	11	73.18
11 ↑	Netherlands	74.37	2020	16	66.93
12 ↓	Andorra	73.75	2020	10	73.44
13 ↑	Portugal	72.53	2020	20	64.81
14 ↓	Switzerland	72.5	2020	6	77.07
15 ↑	Montenegro	71.54	2019	18	65.84
16 ↓	Slovakia	71.08	2019	14	68.34
17 ↓	Germany	70.53	2020	15	67.22
18 ↓	Austria	70.25	2020	9	73.75
19 ↓	Romania	70.24	2020	2	103.79
20 ↓	Italy	68.54	2020	12	71.95
21 ↑	Slovenia	67.73	2020	23	63.88
22 ↓	United Kingdom	66.65	2020	17	66.48
23 ↑	Malta	66.32	2020	31	56.81
24 ↓	France	65.25	2020	21	64.32
25 ↑	Bosnia and Herzegovina	65.22	2020	26	61.03
26 ↓	Greece	63.54	2014	8	74.1
27 ↓	Croatia	60.83	2020	22	64.18
28 ↑	Ukraine	60.37	2020	34	55.49
29 ↓	Moldova	58.19	2020	27	60.65
30 ↓	Poland	57.91	2020	29	58.56
31 ↓	Belarus	56.92	2020	28	59.74
32 ↓	Hungary	56.67	2019	30	58.18
33 ↓	Serbia	56.01	2020	25	61.96
34 ↑	Angola	54.97	2020	38	50.09
35 ↑	Denmark	54.59	2020	37	51.75
36	Lithuania	53.53	2014	36	53.15
37 ↑	Czech Republic	52.2	2020	43	44.34
38 ↓	Ireland	51.32	2019	35	54.26
39 ↓	Iceland	51.31	2020	33	55.94
40	Bulgaria	50.85	2020	40	46.4
41	Georgia	49.51	2020	41	46.34
42	Macedonia	45.99	2019	42	44.92
43 ↓	Albania	45.83	2020	32	56.45
44 ↓	Armenia	41.39	2020	39	46.98
45 ↓	Norway	26.34	2020	44	29.22

Definition of Bank Cost To Income Ratio

Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.